Over Budget without even Spending Anything

I came to a realization that this budget thing is hard. I knew it was going to be hard, but it came out to be super hard when I put the numbers down on paper. You think you got the big expenses under control, but you don't. You think you remember every detail, but you don't. You try to over budget, but you can't. 20K budget? Yeah right. Try more than that. Where can you cut when you already put the cuts into the estimates?

Hmm...I'm screwed.